Can Bankruptcy Stop Foreclosure?

Struggling to meet your monthly mortgage payments may put your home in danger of foreclosure. Fortunately, filing for bankruptcy may help your situation. Below we'll examine how can bankruptcy stop foreclosure, as well as which type of bankruptcy you should file. How Does Foreclosure Work? Though constrained by state law, the process of foreclosure typically begins after you miss three or…

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Can You File Bankruptcy on Medical Bills?

Unexpected medical crises often lead to costly treatments and operations. If you're missing work due to your injuries, then you may also be struggling to pay the bills. While it may seem impossible to overcome your mounting debt, you do still have some options. Bankruptcy can not only help you discharge your debt, but it can also provide an opportunity…

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How Long Does Bankruptcy Chapter 7 Take?

If you’re considering filing for Chapter 7 bankruptcy, you likely have questions about the process. How long does bankruptcy Chapter 7 take, and what can you expect in terms of a timeline? A typical Chapter 7 bankruptcy filing takes 4-6 months to complete. But depending on the specifics of your case, that time frame may vary. At Andrade Law Office…

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Chapter 7 vs Chapter 13: Which Option Is Best for Me?

By now, you're probably already aware of the benefits of bankruptcy. But which chapter should you file? What are the pros and cons of Chapter 7 vs Chapter 13? The decision to file bankruptcy is a weighty one. A Middletown OH bankruptcy attorney can help you fully understand your options and determine which chapter best suits your circumstances. What Is Chapter…

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How Often Can You File Bankruptcy?

If you’ve filed bankruptcy before, can you file again? How often can you file bankruptcy? The answer depends on a variety of factors, including what type of bankruptcy you filed in the past and whether or not it was dismissed. What Are the Limitations on Filing Bankruptcy? Although there are no limits on how many times you can file bankruptcy…

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Can One Spouse File Bankruptcy Without the Other?

Thousands of married couples file for bankruptcy each year. But if you and your partner are struggling with debt, you likely have many questions. How will bankruptcy affect my spouse? Can one spouse file bankruptcy without the other? The short answer is yes, you can file bankruptcy without your spouse. But before you make that decision, it's important to understand your filing options,…

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What Happens When You File Bankruptcy?

The word bankruptcy used to strike fear, desperation, and failure in the hearts of many. But in today's changing economic climate, it's not unusual for hardworking Americans to find themselves in financial situations that are nearly impossible to get out of. And struggling families must do what they can to provide for their families. Sometimes that means taking on debt. When that debt reaches…

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How to Rebuild Credit After Bankruptcy in 4 Easy Steps

Filing for bankruptcy doesn't mean that your financial life is over. In fact, it can provide a fresh start and allow you to build a better financial future than you've ever had. Learning how to rebuild credit after bankruptcy can help you take steps you need to avoid similar problems in the future. Preparing for those future problems will help ensure that…

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Filing Bankruptcy Without an Attorney: Is It a Good Idea?

Many people struggling with debt are tempted to file bankruptcy on their own. But while filing bankruptcy without an attorney is possible, it isn't easy and could lead to costly mistakes. Here are some very important things you need to consider before going ahead with your bankruptcy filing. To learn more, contact the Andrade Law Office, LLC today. Do You Understand All Your Options? When…

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How Can the Bankruptcy Automatic Stay Protect You From Creditors?

If you're in danger of immediate legal action such as a foreclosure or wage garnishment, bankruptcy can provide much-needed relief, either temporarily or permanently, through the automatic stay. A stay is a court order that takes immediate effect when you file bankruptcy. It prevents creditors, collection agencies, or civil lawsuits from taking action against you. But what exactly can the…

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